New Build Construction Homeowners Insurance

Coverage may vary but typically includes:

• Dwelling Coverage – Protects the physical structure of your new home during and after construction.
• Materials and Equipment Coverage – Covers building materials and equipment used on-site.
• Liability Protection – Provides coverage if someone is injured or property is damaged during construction.
• Theft and Vandalism Protection – Covers loss or damage caused by theft or vandalism during construction.
• Additional Living Expenses – Covers temporary housing costs if your new home becomes uninhabitable due to a covered loss.